Terms of Use

Last updated: 2026

These Terms of Use govern your use of the SubGuardian mobile application and website operated by Cruz Enterprises Pty Ltd.

Use of the Service

SubGuardian is a subscription management and financial awareness tool designed to help users track recurring subscriptions and renewal dates. The app is provided for informational purposes only and does not constitute financial advice.

Subscriptions

SubGuardian offers optional premium subscriptions that provide additional features.

Payment will be charged to your Apple ID account at confirmation of purchase.

Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current billing period.

Your account will be charged for renewal within 24 hours prior to the end of the current period.

You can manage and cancel subscriptions in your Apple ID account settings after purchase.

User Responsibilities

Users are responsible for maintaining accurate subscription information entered into the application.

Limitation of Liability

Cruz Enterprises Pty Ltd shall not be held liable for any financial decisions or outcomes resulting from the use of SubGuardian.

Privacy

Your use of SubGuardian is also governed by our Privacy Policy available at:

https://subguardian.com/privacy

Changes to Terms

We may update these Terms of Use from time to time. Continued use of the app constitutes acceptance of any updates.

Contact

If you have any questions regarding these Terms, please contact:

support@subguardian.com